Advice for the whole of your life, not just your portfolio.
Eight areas, one plan
SMSF
Running the fund is accounting. Deciding what it does is advice. We do both, and we will tell you if it does not suit.
SMSFInsurance & protection
Anyone can sell a policy. The test is who stands there at claim time.
InsuranceEstate planning
A will covers the furniture. The biggest assets usually sit outside it.
Estate PlanningCentrelink & Age Pension
The forms, the tests, and the strategy between them.
Centrelink & Age PensionYour adviser already talks to your accountant
Advice with the tax in the room
Super caps, capital gains, trust distributions. The people who lodge your return sit in the same firm as the person planning your wealth, so nothing is advised in isolation.
A team, not a lone adviser
Each adviser works with a practice manager, client relationship managers and a technical specialist. Most firms show you a list of names and no bench.
Fees agreed in writing, first
Every fee is agreed with you in writing before any work starts, with the complexity of your needs influencing the costs you’re charged.
Five steps, no mystery
01
Discovery
Where you are, what you want, what it costs. About an hour, at no charge.
02
Strategy
The options for closing the gap, priced and compared side by side.
03
Advice
The recommendation in writing, explained in person, with the fee agreed before any work starts.
04
Implementation
We do the paperwork, you approve it. Nothing moves without your sign-off.
05
Review
Life changes. The plan gets re-tested every year, unprompted.
Three advisers, and the team behind them
Advice is bought from a person, not a firm. Meet ours.
Ledgersmith Wealth
Ledgersmith Wealth
Jon Winfield
Head of Advice
As Head of the Wealth team excels in providing comprehensive financial services that give our clients the confidence and reassurance they seek for their financial objectivesJon has been in the financial advice industry for 20 years and has been a Financial Adviser for more than 13 of those. He has extensive experience providing advice toindividual clients, court appointed trustees as well as small and large business clients. Holding Certified Financial Planner®accreditation as well as a Master of Business Administration, Bachelor of Arts,Advanced Diploma of Financial Services (Financial Planning), ASIC RG146 Self Managed Super Funds and Aged Care accreditation
Craig Barnes
Senior Financial Adviser
Louis Connell
Financial Adviser
Caron Wilson
Practice Manager
Patrick Cheng
Client Service Manager
Alexandra Aussieker
Client Relationship Manager
Stephanie Boudoutsis
Client Relationship Manager
Raven Pangatungan
Executive Assistant
Kate Cao
Technical Specialist
Behind every adviser: a practice manager, client relationship managers, a technical specialist and an executive assistant. You are not hiring one person's calendar.
The whole picture, in five minutes
Our cross-service health check looks at tax, lending, super and protection at once, and shows where the gaps are. Live on this page, free, and nothing to sign up for.
Read before you decide anything
The Wealth Introduction
Our advice areas, our process and how our fees work, in one document. Ask us and we will send it over while the download is being finished.
Request the guideFinancial Services Guide
Who we are, how we are paid, and how to complain if we get it wrong. No email required, ever.
Download the FSGClient success and real results.
Ready to get started? Get in touch.
Important information
Ledgersmith Wealth Pty Ltd (ABN 74 676 292 621) is a Corporate Authorised Representative (CAR 001312228) of Spark Advisors Australia Pty Ltd (ABN 34 122 486 935, AFSL 380552).
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you, and where it relates to a financial product, read the relevant Product Disclosure Statement before making any decision.
Lack of Independence. Ledgersmith Wealth Pty Ltd and its advisers are not independent, impartial or unbiased within the meaning of section 923A of the Corporations Act 2001, because we may receive commissions on life insurance products. For this reason, we do not describe ourselves or the advice we provide as independent, impartial or unbiased.
Licensee Privacy Policy: https://www.sparkfg.com.au/privacy-policy/
Public Complaints Policy: https://www.sparkfg.com.au/public-complaints-policy/
Read our Financial Services Guide for details of our services, our fees and how we are paid. Questions about our advice services: enquiries@ledgersmith.com.au